BENEFITS

• Choice of free gift
  You can opt for a free loyalty gift or RM30,000 free Personal Accident cover. Whichever suits your needs better.
  
  
• 0% installment payment programme with SBB credit card
  Now you can enjoy 0% installment payment programme with SBB credit card.
  
  
• Door-to-door delivery service
  Free pick-up delivery service on insurance and road tax renewal for members who purchase the AAM Autopal comprehensive motor insurance (designated locations only).
  
  
• Nil excess at AIG approved panel shops
  Enjoy nil excess door accident repairs done at AIG General Insurance panel shops.
  
  
• 12-month repair warranty at AIG General Insurance panel shops
  Enjoy 12-month repair warranty for accident repairs at anyone of AIG General Insurance panel shops throughout Malaysia.
  
  
• Parts for Parts replacement policy
  AIG General Insurance approves repairs based on replacement of original parts. All approvals for accident repairs are itemised based on original parts' prices.
  
  
• Easy payment of insurance premium through major credit cards (Visa or Mastercard)
  
  
• Free motoring related services
  Road tax and insurance renewal reminders, road tax renewal services*, third party claims recovery, own damage claims recovery and legal advice on motor insurance.
  
  
• Underwritten by AIG General Insurance (Malaysia) Berhad
  AIG General Insurance is a member company of American International Group, Inc. (AIG), the world's leading insurance and financial services organisation with more than 85 years of experience.
  
  
• You can be assured of quality protection and complete peace of mind.
  

ADDITIONAL COVERAGE

• Windscreen
  With this cover, any claims for breakage of windscreen or any windows glass on your car will not affect your No Claims Discount(NCD). In addition, excess will not apply. The premium is 15% of the windscreen value.
  
  
• Flood
  Your motor policy does not cover damage by flood. The premium for this additional cover is 0.50% of your vehicle sum insured.
  
  
• Strike, Riot, Civil Commotion
  The premium for this coverage is 0.30% on the vehicle sum insured.
  
  
• Named Driver
  Premium for each additional Named Driver will be RM10 (individual policy holders only).
  
  
• Legal liability to Passengers (LLTP)
  LLTP is available at 25% of Third Party premium. Please note that the LLTP cover is compulsory for vehicles going into Singapore.
  

OPTIONAL COVERAGE

• Home Contents Cover

  RM28,000 insurance cover for only RM128.00
  You can insure your basic household items against Fire, Lightning, Theft (by forcible entry/exit) and Other Perils. This insurance covers:

  • TV, VCD/VCR (Excluding Astro dish and decoder)
  • Hi-fi & other audio visual accessories
  • Electrical appliances (kitchen)
  • Washing machine
  • Refrigerator
  • Microwave Oven
  • Desktop Computers(excluding laptops, PDAs, cameras and video cameras.)
  • Fans, Air-conditioners & Light fittings
  • Sofa set
  • Dining set
  • Beds & mattresses
  • Spoilage of perishables in refrigerator due to an insured peril - RM 150
  • Loss of cash due to fire or forcible theft - RM250
  Plus Points:
  • No additional form filling
  • No average clause
  • Security & peace of mind
  • New for old - on electrical appliances
  Note:
  All buildings relating to this insurance must be constructed at brick / concrete walls and roofed with tiles , used solely for the purpose of dwelling. This insurance does not cover any items of gold, silver, platinum articles, jewellery or furs, laptops, PDA's, cameras and video cameras.
  
  Please include RM10 stamp duty.
  
  Insured Perils: Fire, Lightning, Explosion, Resultant Damage caused by bursting or overflowing of domestic water tanks, apparatus or pipes, windstorm.

• Passenger Protection Plan Plus

  Going to work or the market. Sending the kids to school or out on a family trip. Every day, you travel in your car with your loved ones, on roads paved with unseen hazards.

  To be better prepared to face the uncertainties on the road, you should take up the AAM Passenger Protection Plan Plus - a high coverage plan that safeguards the interest of the driver and all the passengers as well.

  Now, with AAM Passenger Protection Plan Plus, we are glad to offer you and your passengers protection of up to RM100,000 Accidental Death or Permanent Total Disablement benefit.

  This plan also pays an Accidental Medical Reimbursements to you and your passengers if they are injured due to accident. The sum insured for all benefits is further increased based on the percentage of your Non-Claim Discount, at no additional cost!

  With AAM Passenger Protection Plan Plus you can finally put your mind at ease, knowing that your car is now safer for all.

Protect everyone in the car as low as 37 sen a day!

OPTIONAL PASSENGER PROTECTION PLAN (PPP) / PELAN PILIHAN PERLINDUNGAN PENUMPANG
Personal Accident Insurance & Medical Expenses for Driver & Passenger / Insurans Kemalangan Peribadi & Perbelanjaan Perubatan untuk Pemandu & Penumpang
	PPP PLUS							AUTO PPP
Plan / Pelan	Plan 1 Pelan 1	Plan 2 Pelan 2	Plan 3 Pelan 3	Plan 4 Pelan 4	Plan 5 Pelan 5	Plan 6 Pelan 6	Plan 7 Pelan 7
Sum Insured / Nilai Diinsuranskan	RM 50,000	RM 75,000	RM 100,000	RM 125,000	RM 150,000	RM 175,000	RM 200,000	RM 10,000
Premium	RM 132	RM 170	RM 208	RM 246	RM 284	RM 321	RM 359	RM 80

Note/Nota: Auto PPP and PPP Plus applies to Private Motor vehicles only. / Hanya kenderaan motor Persendirian sahaja boleh membeli Auto PPP dan PPP Plus
Note: Additional increase in benefitsdepending on NCD level.

Class 1 & 2 White collar, non-hazardous occupations with office, showroom or travel duties only ie. lawyers, office occupations with duties as a supervisor not an operator, nor doing manual work ie. physicians, dentists, supervising executives, merchants, administrative in store.

Class 3 & 4 Skilled or semi-skilled workers using light machinery ie. filling station attendants, retail delivery clerks, building tradesmen, taxi drivers, industrial workers using heavy machinery or unskilled labourers ie. lorry drivers, construction workers, crane operators, electricians, labourers, etc.

A cruise through the benefits

• Sum insured for all benefits (covering driver and passengers) will increase based on the *NCD% of the insured driver.
• Entry age for an insured Person is from 18 to 65 years old, renewable up to the age of 70 years.
• Entry age for Passengers is from 1 to 70 years of age. Child passengers between the age of 1 to 15 years are entitled to 50% of the Passenger's benefits.

*Proof of NCD% must be presented during claim submission.

How To Apply

Call us now for a no obligation quotation at AAM Insurance Department :- 03 - 2162 0216
You can also walk in to anyone of AAM's offices for an immediate motor insurance cover.

*Designated locations only.
**For comprehensive car insurance only. Terms and condition apply.