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INSURED PERILS: Fire, Lightning, Explosion, Resultant Damage caused by bursting or overflowing of domestic water tanks, apparatus or pipes, windstorm, earthquake, flood, theft by violent and forcible entry/exit. |
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COVERAGE
Building / Extensions / Renovation
- Including grilles, built-ins, garden, wall and gate
Household contents and personal Effects (within the
premises)
- Any
single item exceeding 5% of the total sum insured must be separately
listed. Furniture, pianos, organs, hi-fi equipment, televisions and
the like excepted.
- Gold,
silver, platinum article, jewellery and furs are limited to 30% sum
insured on contents. Receipts to be furnished.
Note:
Unless specifically listed, it is deemed that all SINGLE items are
below 5% of T.S.I. and that no gold, silver, platinum articles,
jewellery and furs are included unless listed and receipts
furnished with completed proposal form.
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Replacement of Locks and Keys
- Damage due to forcible/violent break-in/out RM250
Alternative Accommodation Expenses
- In the
event of the insured dwelling being so damaged by any of the insured
perils as to be rendered uninhabitable.
up to
10% of sum insured or RM15,000 whichever is the
lesser:
Insured's Liability
- To the
public as owner of the premises in respect of bodily injury or
property damage, including cost of defending claims. RM50,000.
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AND IN ADDITION, WE COVER
- Mountain bicycles or pedal cycles within the compound (up to RM500)
- Refrigerator contents (against change in temperature caused by a natural peril, up to RM150)
NEW FOR OLD COVER
- Loss of any objects covered under Homeowners Package will be replaced with a similar model or make. If for some reason, the item cannot be replaced, you< will be paid up to the amount stated in your policy. The age of the said item will not matter.
AUTOMATIC PROTECTION ON NEW ITEMS
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How To Apply
Call us now for a no obligation quotation at AAM Insurance Department
:- 03 - 2162 0216
You can also walk in to anyone of AAM's offices for an immediate motor insurance cover.
*Designated locations only.
**For comprehensive car insurance only. Terms and condition apply.
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