ENJOY THE BEST LIFE HAS TO OFFER. SIGN UP NOW FOR YOUR TOTAL PEACE OF MIND!
For enrolment assistance, call our professional Advisors at AAM Toll-Free 1 800 88 5080 now.

• Circumstances beyond our control such as assaults and accidents can disrupt our daily lives. Now, you can be prepared to protect your family's living standards from the financial trauma posed by these unexpected mishaps with Safe & Smart Personal Protection Plan.
  
  AD & D Benefit For Assault
  Besides the usual Accidental Death and Disablement Benefit, this comprehensive personal protection plan offers you up to RM600,000 in cash benefits for assault, and a Trauma Assistance Benefit should the unavoidable happens.
  
  Privileged Access To Medical Advice From World-Class Doctors With Tele-Medicine Access  [details]
  
  Enjoy Premiums Starting From As Little As RM1 A Day
  The best part is, you can choose from 3 affordable plans, with the option of insuring just yourself, or insuring your whole family 24 hours a day, worldwide.
  
  Attractive Anniversary Bonus
  Enjoy 50% increase on all benefits* on your 2nd year renewal, and 100% increase on all benefits* on your 3rd year renewal.
  * Except for AD & D Benefit For Assault.
  
  Total Peace Of Mind For You And Your Loved Ones
  There has never been a better time to secure the assurance of comprehensive protection! Take this important first step for your family's financial stability: sign up now!

PERSONAL PROTECTION / PERLINDUNGAN PERIBADI BENEFITS / MANFAAT PLAN / PELAN  A PLAN / PELAN  B PLAN / PELAN  C Accidental Death & Disablement Benefit / Manfaat Kematian Akibat Kemalangan Dan Kehilangan Upaya RM100,000 RM200,000 RM300,000 AD & D Benefit For Assault / Manfaat Kematian Akibat Kemalangan Dan Kehilangan Upaya (Akibat serangan) RM200,000 RM400,000 RM600,000 Trauma Assistance Benefit / Manfaat Bantuan Trauma RM5,000 RM7,000 RM10,000 Medical Reimbursement For Accident / Bayaran Balik Perubatan Akibat Kemalangan RM2,000 RM3,000 RM5,000 Sinseh or Traditional Treatment (Due to accident) / Rawatan Sinseh atau Traditional (Akibat kemalangan) RM300 RM400 RM500 In-Hospital Allowance (Maximum 100 Days, Due to accident) / Elaun Hospital (Maksimum 100 hari, akibat kemnalangan) RM50 per day / sehari RM100 per day / sehari RM200 per day / sehari Tele-Medicine Access (Second Opinion & Case Management) / Akses Tele-Perubatan (Pendapat Pihak Kedua & Pengurusan Kes Access To Medical Advice From World-Class Doctors / Akses Nasihat Perubatan Daripada Doktor Kelas Dunia MONTHLY PREMIUM / PREMIUM BULANAN Self / Diri Sendiri RM30 RM41 RM61 *Family / Keluarga RM67 RM89 RM138 ANNUAL PREMIUM / PREMIUM TAHUNAN Self / Diri Sendiri RM345 RM462 RM708 *Family / Keluarga RM775 RM1,025 RM1,578 **Occupational Class of Proposer / Kelas Pekerjaan Pemohon Class/Kelas 1,2,3 & 4 Full-Time Tertiary Education Student / Pelajar Pendidikan Tinggi Sepenuh Masa Class/Kelas 1 & 2 Class/Kelas 1 & 2

*Under the Family Plan, all children between the ages of 1 to 18 years old are covered at 20% of all benefits. Spouse coverage is the same as the insured's benefits.
Entry age of proposer is from 18 to 60 years old and is renewable up to age 65.
Anniversary Bonus: A total of 50% increase on all benefits# in the 2nd (second) year of renewal. 100% increase on all benefits# in the 3rd (third) year of renewal. Anniversary Bonus is only applicable after 12 months of consecutive coverage. #Except for AD & D Benefit For Assault.
**Qualification Of Occupation Class
Class 1: White collar, non-hazardous occupations with office, showroom or travel duties, excludes delivery merchants.
Class 2: Overseeing or superintending engineers, semi-hazardous occupations with duties as supervisor but not actual operator.
Class 3 & 4: Skilled or semi skilled workers using light machinery, industry heavy machinery, or unskilled labourers (foreign workers are excluded).

Frequent Asked Question

Most individuals are not prepared to endure the economic impact of a critical illness. A life-threatening illness not only affects one's health but disrupts one's entire lifestyle as well. Now, Safe & Smart Critical Illness Cover helps protect you with lump sum cash, and the funds can be used for medical and everyday expenses during recovery.

Enjoy The Flexibility Of Choosing Your Preferred Healthcare Provider
This plan pays you a First Diagnosis Payment of up to RM150,000 cash. You can use the funds to choose the best medical treatment and care, and provide financial stability for your family at the same time.

Priviliged Access To Medical Advice From World-Class Doctors With Tele-Medicine Access[details]

CRITICAL ILLNESSES COVER / PERLINDUNGAN PENYAKIT KRITIKAL BENEFITS / MANFAAT PLAN / PELAN  A PLAN / PELAN  B PLAN / PELAN  C First Diagnosis Payment /Pembayaran Diagnosis Pertama RM50,000 RM100,000 RM150,000 Tele-Medicine Access (Second Opinion & Case Management) / Akses Tele-Perubatan (Pendapat Pihak Kedua & Pengurusan Kes) Access To Medical Advice From World-Class Doctors / Akses Nasihat Perubatan Daripada Doktor Kelas Dunia

PREMIUMS / PREMIUM PLAN / PELAN  A PLAN / PELAN  B PLAN / PELAN  C CHOICE OF PLAN / PELAN PILIHAN PREMIUM PAYABLE AT AGE / PREMIUM YANG DIBAYAR PADA USIA MONTHLY / BULANAN ANNUALLY / TAHUNAN MONTHLY / BULANAN ANNUALLY / TAHUNAN MONTHLY / BULANAN ANNUALLY / TAHUNAN MALE / LELAKI FOR NON-SMOKERS / BUKAN PEROKOK Self / Diri Sendiri 15 days/hari - 17 years/tahun RM6 RM73 RM11 RM122 RM15 RM171 18 - 35 years/tahun RM7 RM84 RM13 RM144 RM18 RM204 36 - 45 years/tahun RM15 RM177 RM29 RM330 RM42 RM484 46 - 55 years/tahun RM45 RM514 RM87 RM1,003 RM130 RM1,493 56 - 60 years/tahun RM99 RM1,136 RM196 RM2,248 RM292 RM3,360 61 - 65 years/tahun (Renewal Only / Pembaharuan sahaja) RM155 RM1,780 RM308 RM3,536 RM460 RM5,292 FOR SMOKERS / PEROKOK Self / Diri Sendiri 15 days/hari - 17 years/tahun RM6 RM73 RM11 RM122 RM15 RM171 18 - 35 years/tahun RM10 RM111 RM17 RM198 RM25 RM285 36 - 45 years/tahun RM22 RM254 RM42 RM484 RM62 RM714 46 - 55 years/tahun RM66 RM759 RM130 RM1,493 RM194 RM2,228 56 - 60 years/tahun RM147 RM1,692 RM292 RM3,361 RM438 RM5,029 61 - 65 years/tahun (Renewal Only / Pembaharuan sahaja) RM231 RM2,658 RM460 RM5,292 RM690 RM7,927 FEMALE / WANITA FOR SMOKERS & NON - SMOKERS / PEROKOK & BUKAN PEROKOK Self / Diri Sendiri 15 days/hari - 17 years/tahun RM6 RM69 RM10 RM114 RM14 RM159 18 - 35 years/tahun RM11 RM123 RM19 RM221 RM28 RM320 36 - 45 years/tahun RM28 RM322 RM54 RM621 RM80 RM919 46 - 55 years/tahun RM61 RM696 RM119 RM1,368 RM177 RM2,041 56 - 60 years/tahun RM91 RM1,046 RM180 RM2,069 RM269 RM3,091 61 - 65 years/tahun (Renewal Only / Pembaharuan sahaja) RM142 RM1,635 RM282 RM3,245 RM422 RM4,856

Frequent Asked Question

How To Apply

Call us now for a no obligation quotation at AAM Insurance Department :- 03 - 2162 0216
You can also walk in to anyone of AAM's offices for an immediate safe & smart cover.