INSURANCE COVER FOR YOUR WINDSCREEN

YOU have a Comprehensive Policy to cover your vehicle. So you are covered against accidents and theft. But what if your windscreen shatters? Can you claim it? The answer is yes, but once you make a claim against your policy, you lose your No Claim Discount. (The amount reimbursed for the replacement of your windscreen is after less your excess.) No Claim Discount (maybe as much as 55%) is protected and you still get the windscreen coverage.

Advantages:

• No additional premium - 15% on value of windscreen.
  For example, for a coverage of RM500, you pay only RM75.
• NCD is not affected.
• Excess is not applicable.